Oh heaven forbid. I have not bought a box of factory ammo in years or do I intend to. I load and shoot my own loads and I have as much faith in my own loads as what some illegal may be loading at some ammo factory. I wouldn't trust my hide to this if I wasn't confident in my own skills. And no I don't carry reloads for SD. I carry new loads. All components are new brass etc. I know some of you are plum horrified like I just molested a kindergarten teacher or something and no I don't load hollow points either just 158 gr lswc keith style 357 bullets. Before the subject of over penetration gets thrown in the mix let me ask what about your misses in a gun fight where will they go? Bottom line do whatever trips your trigger guys and good shooting.