Little late to the party, but it is what it is. I have a Model 60 3", have fired a grand total of 2 magnum rounds (125gr critical defense) and that was more than enough for me. When I carry it camping, hiking or just hanging around the campsite it's stoked as follows: first two rounds snake shot. Next three are either wadcutters (decent penetration and cuts a nice hole in whatever) or something like 140 grain flatnose or sjswc. Same story for a smith 66 combat (2 7/8 barrel) except 2 snake shot, 2 wadcutters or the 140 gr, and two 140ish grain magnums. Don't like to carry that one too much, though, it's one of the nicest guns I have so it's mostly a fun/range gun. Now, if I get deeper into the woods, I carry a 4" Taurus model 65 (has a fantastic trigger, not sure how that happened) with the usual two snakeshot and the other four are around 140 grain magnums. That goes out with me most often. I open carry that and the 66, the 60 is usually hiding under a loose shirt or in a fanny pack. Had a 3" sp101 for a while, and it was nice but I hated the trigger. No need for a 14lb trigger pull on any pistol, and had to use both hands and a foot to cock it for single action. I have also been known to lug around an LCRx; mostly EDC, with wadcutters or Hornady 110 gr Critical Defense.
And because I am basically lazy, I practice with all using wadcutters. Easy on the arthritic hands, and the place I buy them has good sale prices from time to time.