Credit Card Services

[windjammer]

I've been getting calls from Credit Catd Services for months. No matter what I do, they keep calling wanting to help me lower my interest rates.

This happens several times a week. Am I the only one getting these calls?

Any ideas on how to stop them? Yes, I'm on the do not call list.

 

[OLDFED]

CARD SERVICES ANYONE?

I keep getting unsolicited calls from "Card Services." They use different phone numbers from different parts of the country to tell me that there is nothing wrong with my credit but they want to...I quit listening until one day I pressed the correct buttons to "talk to a representative." I then gave her a made-up name, address, etc., faked my way thru about 4 minutes of conversation, then asked her a question. I asked if I had wasted enough of her time as she was wasting mine. She immediately disconnected, and called back three times within five minutes just to harass me. Is this a big problem, or am I the only target out there? Yes, I'm on the No Call list.

 

[diamonback68]

Have you placed your phone number on the National no-call list?

 

[raisedin99]

Been getting them for about a year and a half, and we are on the do not call list.

They will, after enough hangups put you into their warning phase that they are not going to contact you any more, I've gotten two calls last week and three such calls this week.

I will survive.

terry

 

[RonJ]

I started this thread in March:

http://smith-wessonforum.com/lounge/237537-these-guys-driving-me-nuts.html

Seems to be no current solution.

 

[NMPinNYC]

I've got a neat feature on my Panasonic home phones, where I can "save" a number to my phone book, and when I do it offers to "block calls" for me so right after one of these bozo's calls, they get "saved" to "block calls".

It takes a number of calls to "save" the range of BS phone numbers that call, but it's worthwhile. Panasonic DTECT 6.0 or some such is the home phone brand.

 

[labworm]

Once the call is received just place the receiver down on something, let them chat as you go about your business.
Works rather well and is fun at the same time.

 

[ditrina]

Used to keep a 'bosuns whistle next to the phone..

Now what did I do with that thing????

 

[rags]

Used to keep a 'bosuns whistle next to the phone..

Now what did I do with that thing????

What's a "Bosun", matey? Don't they paint stuff? Sorry OP!

 

[russp1]

Verizon offers a neat feature where the name and phone numbers ringing in show up on my TV screen. If I don't recognize it, I don't answer it.

 

[Alpo]

If I don't recognize the name, or the caller ID only gives a number, or says "Blocked number", I don't answer. I figger if it's important, they'll leave a message. If it wasn't important enough for them to leave a message, it certainly wasn't important enough for me to answer.

For the few times that I, through long engrained habit, answer the phone without checking caller ID, I be rude. That's difficult, at first, because, like most my age, I was raised to be polite. But I say NO. Not even "No thank you, I'm not interested". Just NO. If that doesn't work, I get nasty. Usually profane. Quite often loud.

That usually works. Makes me feel better too, and lowers my stress levels.

 

[Old 44 Guy]

When these guys call during the day I place the phone next to the radio & let them listen to Rush.

 

[valencman]

We have been getting calls from them also. My wife and I both have pressed the 1 to speak to a person and let them know not to call anymore, as well as pressing 3 to be removed from their call list. NOTHING works !!! I, as well am on the DNCL, but does not matter to them. I think the way they get around that is by you having to press a number(1) to speak to a person. So you ask for their service.

 

[COL Jagdog]

We keep an air horn by the phone -- usually takes just one "foghorn"
warning -- we get no return calls.

 

[writerinmo]

I have to admit that once I get through to an actual human, they know real fast how upset I am with them... you can actually see the air turn blue around me I've been told...but I make sure there are no women or small children around first.

 

[HAWKEYE10]

Just google their name and you will see a lot of complaints. I wonder if Congress could pass a law to help us with this problem. I am dreaming aren't I. Don

 

[dougb1946]

Say "Hi" to Rachel for me. She apparently believed me last time she called, and hasn't called back. Nice to have at least one woman call once in a while.

 

[venomballistics]

the the do not call registry does nothing here because they aren't actually selling anything, thus, they are technically not telemarketers.
even if they didnt operate on this technicality, whats the point in the do not call list without any enforcement. without it, the snakes are on the honor system.

 

[DeadAye]

I've been talking to them - long enough to get to the door and knock.
Oh heck - Someone's at the door. Can you hang on a minute.........

Yesterday I started (as always) with "What was your name again?" The guy hung up immediately. Strange.

I may just try talking to them in the future - "Hi Jim - What are you wearing?"

 

[cballman]

The problem with the "Do not call list" is that if you have ever done business with them then its ok for them to call. Or if you made a call to them, Then its also ok for them to call. At my house we just look at the caller ID and then turn the ringer off for that call. I will answer if I know the number. If you need me that bad then you will leave a message or email me. And yes I am that important. HAHAHAHA

 

[gregintenn]

If I see a number on the phone I don't recognize, I either answer it, ask them to hold, and lay the phone down and go on about my busniess, or I give it to my 8 year old son. He is very creative and has a good time with these people.

 

[sideways]

I have a lot of fun with those idiots , If you can catch yourself before you get pissed for them interrupting dinner you can have big fun just keep talking don't answer questions just start talking about the weather or how your day went ask if they been catching any fish sometimes you get one that will talk most times they will hang up. My wife always thinks I'm talking to one of my buds she always ask who was that and then cracks up when she finds out it was a solicitor . Waste their time like they waste ours .

 

[vintagesmith]

I had such fun with one of them a couple weeks ago. Had a story about how much money I owed and I really really needed there services but I did not understand. (In reality, I don't hardly use and never pay any interest). Kept the guy on the line for about 20 minutes, just lots of bs. He finally got so mad he actually told me to kiss my (&&%^. I got off the phone laughing my head off. Haven't had any repeat calls, but I'm sure I will. If you have some time to waste, try it. Great fun!!

 

[Stonecove]

Have you placed your phone number on the National no-call list?

The national no call list is a joke. It doesn't work. I signed up repeatedly and still get calls.
Stonecove

 

[stanley]

Wow! I thought these people already stopped! It looks like they're still making the rounds.

I got a call like that from 510-699-9231. Is that the same phone number? Because I heard a similar script. This girl Amy told me she could help lower down my credit card interest rates and she never stopped calling even after I told her I'm not interested and that she could take me off her call list. I had to call my telephone company ad got her phone number blocked so I don't receive calls from her again.

 

[stanley]

by the way, i reported the Amy's phone number at Report Phone Number to CallerCenter.com, too, and I was surprised to see a lot of people already reported the caller already. Look up the phone number at the site and go through the complaints associated with the phone number to see what I mean.

 

[Peter M. Eick]

When they ask me to lower my credit card rate, I make one of two approaches. One approach is I act dumb and ask for a higher rate. That normally floors them and I have to go negotiating with them for a good 28% interest rate. I tell them I have a 25% rate right now and won't settle for anything less than 28. Normally they hang up.

The other is simply say, excuse me, I will be right back and set the phone down and don't hang up. Maybe in an hour or two I will hang it back up. That seems to drive them away also.

 

[RonJ]

There's a lot of wild and creative solutions here but NONE of them work. A computer neither remembers or cares if you were nasty and rude during the last call. It'll still call you back when your number comes up on the list again.
The phone companies know who these numbers belong to and the politicians could have them shut down if they wanted. Somebody is in someone elses pocket.

 

[truckemup97]

I pressed one, and when she answered, I said "This call is being recorded for quality assurance purposes." She immediately hung up. Come to think of it, I haven't had a call from them in quite a while. Maybe that's the trick. And for those who's suggestion is to simply ignore any number you don't know, I can't. I get several calls a day from customers all over the country, and if I don't answer them, I don't work.

 

[mtgianni]

Ask them what prison they are operating out of and what they are in for. Tell them when you were in the joint you had to have so many successful calls a week. Ask if they will co-sign a loan. Get a home number if it is a woman. Ask if it can be finished after your upcoming bankruptcy. Testify to them of your religious beliefs. Speak in a foreign accent and claim to not understand them. Turn on you electric razor and tell them there is a problem with their line. Try to sell them something.