Here are two phenomenon that occur during a solar eclipse. The first is called a "Diamond Ring". It occurs just at the first half second of totality, or at the last half second, first as the Moon covers, then uncovers, the solar disc. The last glint of the sun, or the first glint, depending, causes the bright spot, and the golden streak is a reflection of the glare in the telescope lens. This has to be shot without a filter, and timing is critical. If you wait too long, or shoot too soon, you don't get anything but blinding light, and risk burning out the camera's sensor. You DO NOT see this with the naked eye.
First, the "Diamond Ring":