It seems like the Rugers are creeping up in price. Lipsey has two: the flashy bronze and the Worn Brown in .32 H&R mag. Now, for $120 more for the .327FM one can shoot all .32 caliber. It looks like they all could use some better/longer stocks for the more powerful cartridges. The.327 isn't a Lipsey but costs about $120 more MSRP. The only difference is calibers and the Lipsey bling. I have no examples, but it seems like Rugers are going up in price a little quicker than than S&W. I have given my daughters (3) hammerless .38s in SW. Good guns but they were easier to find, of course, than these Rugers. Anyway, I don't want to drop down ( ?) to Charter or Taurus, as I am pretty sure they sell these, but their actions stink compared to Ruger and Smith. Any thoughts or should I just save my beer money?