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I am someone who enjoys practicing with what I carry as much as possible so I will have to weigh the pros and cons of that issue.
OK, the ammo companies are currently making paired training and defense labeled ammo. The only difference is that one has a non-expanding bullet and the other has a (hopefully) expanding bullet. So long as your practice ammo has about the same weight bullet and velocity as your carry ammo, that's good enough for practice/training.
That goes even for semis so long as you ran enough of your chosen defense load through your example to make sure it works in your gun.