Time to cut up citibank cards

[thefirstndsecond]

This is about Bloombergs power and his influence that is restricting the dollar and cents side of things.

If he can't get legislation he is influencing business to make restrictions that impose on RTKBA.

Call citi and let them know you are cancelling your card and why.

Looks like it is about time to start some business that benefit from RTKBA.

Something comparable to Youtube, credit lending, insurance, something similar to FB, might be a good start.

My apologies for posting initially in the incorrect forum

Citibank Strangles Gun Owners | Shall Not Be Questioned

Mar 22, 2018 Posted by Sebastian in Gun Rights | 17 comments
Citibank Strangles Gun Owners
I'm in the process of cancelling my Citibank card as I write this. It will go into the shredder shortly.

The new policy, announced Thursday, prohibits the sale of firearms to customers who have not passed a background check or who are younger than 21. It also bars the sale of bump stocks and high-capacity magazines. It would apply to clients who offer credit cards backed by Citigroup or borrow money, use banking services or raise capital through the company.

The rules, which the company described as "common-sense measures," echo similar restrictions established by some major retailers, like Walmart. But they also represent the boldest such move to emerge from the banking sector.

And I just took the "common-sense measure" of shredding my card, after calling and cancelling. They noted I had been a card holder for 27 years, and asked what they did to upset me. I sure as hell told them. I also told them to delete all contact information for me, put me on their "do not market to" list and remove my phone number from their system. You don't want this cancer spreading? Do what I did. Get Woke, Go Broke.

This was the first credit card I ever held. Got it when I was in college.

UPDATE:

Edward Skyler, an executive vice president at Citigroup who helped craft the policy, wrote in a blog post that the company's announcement "will invite passion on both sides." But he stressed that the policies are "not centered on an ideological mission to rid the world of firearms."

Deputy Mayor under Bloomberg. Time to stop laughing at Bloomberg. He's starting to win, and he and his rich buddies can basically end us. The only thing we have as a defense is each other, and it's absolutely imperative right now to keep NRA strong.

 

[old bear]

Sorry, but I must be a little slow here. Just what is Citibank strangling? Citibank does not sell firearms, bump stocks, high-capacity magazines, or ammo. The only thing Citibank sells, as far as I know, is money. As for background and age checks, I assume they only checks Citibank does is a standard credit check before they do business with anyone.

If Citibank is supporting the above, well I don't agree with that, but it is their right to be wrong.

A word of warning. Before any of you cancel a credit card you've had for many years, be ready to see a large drop in your FICO score. I cancelled a seldom used AMX card and my FICO score dropped by over 100 points.

 

[JayFramer]

Citibank supports our heroes in uniform by graciously supplying the Government Travel Card, which allows out military members to fund moves and deployment orders in such a manner as to give the government 2% back. Very awesome folks to deal with. Not sure why OPy is upset?

 

[the ringo kid]

Mine dropped by at least 50 points thanks to me not accepting a credit card from Best Buy.

 

[TX-Dennis]

I've had a Citibank credit card since '92 I think. It pays me to use it (something north of $4000 over the years). They make nothing from me since I pay no interest - paid off in full every month.

Yes, I know that they do make a little from the merchant fees when the card is used.

They've always been good about fraudulent usage often spotting it before I do. I do nearly everything online, so I have been burned a few times, but it's never cost me a cent.

They're good to go in my book.

I don't see how they could possibly stop anyone from buying or selling firearms legally since they are not an FFL nor are they a government agency.

 

[amazingflapjack]

Citi long ago stated that The USA held no special place for them-just another country. That didn't work for me, and I haven't used them since.

 

[Golddollar]

CitiBank tells the businesses who accept the CitiBank card that they are not allowed to use the card to sell guns to persons under 21 or to persons who did not pass a NICS check. It's just like PayPal saying you cannot use their service to buy or sell guns.
Absent a law to the contrary, it's a free country and private businesses can do what they want.

So what Citibank is saying is that it will not allow a 19 year old Marine who qualifies as an expert with a belt-fed M60 machine gun to use his credit card to buy a single shot .22 rifle.

The only thing that is going to get its attention is when it finds that there is a significant drop in its receipts. When all of us stop using Citibank credit cards to buy our gas and groceries the bean counters are going to take notice. My main credit card is a Single Action Shooting Society (SASS) affinity card issued by US Bank in St. Louis. There you would know that your Second Amendment rights are being respected. Or use this as an opportunity to pay down your debts, paying off any balance with Citibank and never using its card again.

 

[Alpo]

This is nothing new. Citi has been anti-gun for years.

http://bulletin.accurateshooter.com...-policies-stir-controversy-calls-for-boycott/

Notice the date on this article is 2008. And it references a previous cancellation (in 2000) of a gun store that caused a nationwide boycott of Citi.

In 2000, they quickly said, "Oh no. That was an error. That is not our policy. Please come back to us." They lied.

Citi is the enemy. Has been for a long time.

 

[loknload]

Don't do business with Citi Bank, never did

 

[pawngal]

CitiBank tells the businesses who accept the CitiBank card that they are not allowed to use the card to sell guns to persons under 21 or to persons who did not pass a NICS check. It's just like PayPal saying you cannot use their service to buy or sell guns.
Absent a law to the contrary, it's a free country and private businesses can do what they want.

I would support a Federal law which prohibits businesses from discriminating based on a person's exercise of their Second Amendment Rights

That is somewhat BS. I am an FFL, I sell guns. I accept credit cards. If a Citibank card holder uses their card at my shop Citibank has no way of knowing if the person is purchasing a
firearm, a diamond ring or a 60" TV.

What Citibank does do is/has/will not accept accounts from firearms manutacturers, distributors, and retailers. For example, if I were to apply for a business CC from Citibank I would probably be denied.

I do have my own issues with Citibank, in short, my daughter worked for them in the loan and re-fi area prior to the housing crash. She did not approve enough bad loans/re-fi and was passed over for promotions. You all know what happened with Citibank from that.

And yes, if you cancel a CC, especially one with a high credit limit, your credit score will go down if that matters to you.

 

[hoc9sw]

As was the case with the NRA affinity cards, be very careful before you go off in a rage to cancel your cards.

As much as folks may tell you that closing an account will not hurt your credit, IT WILL! How much depends on your financial situation, but it reduces your available credit.

For folks like me, on Social Security disability with no other income, it would be very difficult to replace the credit line the Citi card gives me. I just don't qualify anymore for the credit I could get when I was employed with a good income.

My Citi card is from a travel-related company, and is simply to protect me from losing a lifetime of accumulated points. Pity I have a hard time using them, but that's life. I have to balance how much closing that card would cost me vs the value of telling them off.

The better approach is to try to replace the credit amount with a new card, check around for good deals. Then pay the Citi off, and when the annual fee comes up, tell them you don't want to renew the card.

But a big rant only aggravates the customer service person, and there is no "They hate us for gun policies" box on the form they fill out to report the closure. How they treat the closure can also hit your credit reports. I lost 25 points last month because I had a card hacked, and they listed it as closed at my request, not closed for fraud.

And yes, I worked in the customer service area side of some big banks. Thankfully I've not seen it all, but I saw enough.

 

[Muss Muggins]

Unless you're living off the grid, which very, very few people truly are, you're gonna be hard pressed in today's world to only do business with pro-gun, or at least neutral-gun entities . . .

Just by virtue of using some sort of internet with some sort of device to post on this forum, I can almost guarantee you're paying money to somebody that hates guns . . .

 

[CH4]

Ill make sure I use my Citibank card to upgrade to Benefactor at the annual NRA conference in Dallas.

 

[hoc9sw]

Ill make sure I use my Citibank card to upgrade to Benefactor at the annual NRA conference in Dallas.

I intend to go, if my chemo schedule allows!

 

[CH4]

I hope you can make it

 

[Xfuzz]

Cash is King...

 

[Watchdog]

Cash is King...

Bingo!

Let these credit card people...all of 'em...do what they wish.

This doesn't take a genius to figure out. Just stop buying guns and any/all firearms-related stuff with credit cards.

 

[old bear]

Cash is King...
Bingo!

Let these credit card people...all of 'em...do what they wish.

This doesn't take a genius to figure out. Just stop buying guns and any/all firearms-related stuff with credit cards.

Sadly, that is only true if you buy locally, FTF, or don't minding parking at the gas pump then running into the store to put a limited amount of gas in your car.

I hate to shop, with a Purple Passion!! But, I do need/want different things, so 80% of my purchases are done with on line retailers. The only time I use a C/C locally is at the gas station, if I make a major purchase and want the extended warranty most C/C companies provide, or if I think the seller may be a little shaky about returns; if needed.

As for firearm purchases all out of state purchased are paid for by personal check, and all FTF purchases are by cash. I can see no reason to leave one more Paper Trail, to trace me to a specific purchase.

The best way to come out ahead with any of the C/C companies, is to pay you bill in full every month.