There is a house in Denver built in 1890 that I restored some years back that had a tunnel extending to the curb for coal deliveries.It was lined with brick and had an arched ceiling.We made a wine cellar out of it
In the Alamo city we have 2 kinds of substrate: clay and limestone. Clay expands when it gets wet and would exert an incredible amount of pressure on the walls of a basement.
It is too expensive to build and maintain a basement below the water table.