You could buy it. But you don’t
- Thread starter Bald1
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My issue is that I've passed on guns that I want over small amounts of money. In the larger scheme of things, I probably spent that amount on something stupid within 48 hrs of passing on the gun, looking for a "deal."
About 5 years ago I got divorced and focused on me and my happiness. I bought all kinds of toys, ski boat, four wheeler, new golf clubs, snow skis, bunch of guns, fishing equipment, work out equipment, pickleball stuff, back pack camping gear, and did a lot of traveling. Now at 65 my thought process has changed and I feel like I've gone everywhere and done about everything I had a burning desire for and am now wanting to minimize things. The boats a lot of fun but when its 95 degrees out I don't enjoy or want to use it as much as I use to. The four wheeler is a blast but my buddies are old guys and don't want to ride any more and its not as much fun by myself. I don't want another vehicle because that's just something else to maintain, insure, repair, and keep clean. I still like to travel but after a while most of the sand and beaches look the same and when you scuba dive you see the same old fish, when you hike and camp a lot the mountains start looking the same. I'm not complaining at all I'm having blast with my new wife and playing a lot of pickleball and going places and doing things with other couples, I just don't have a big desire to buy things anymore to make me happy.
We buy discounted / clearance / on sale grocery items.
Eating Better for Less!
Bekeart and SWMBO
Eating Better for Less!
Bekeart and SWMBO
Maddog 521
Member
I usually get by with what I have. I do look for the best deal if I have to replace something. It takes me several months to buy a new vehicle.
Protocall_Design
Vendor
If I can't take it with me, I'm not going! Working 100% so far!
What good is money if you live poor? Why work if you don't use money to buy things you want? Larry
Agree with the OP completely. I am cheap. I admit it. I am proud of it. I revel in it!
There are lots of things I would like to spend money on. But when I spend money I want to get real value for it.
I'd love to drive a Porsche, but instead I drive a Toyota. Goes everywhere a Porsche can go. Capable of going fast enough to land me in jail (if I was ever that dumb). Other than status and pride of ownership, it gives me everything a Porsche could... for about 1/8th the cost. Yeah, I'll stick with my Toyota.
There are lots of things I would like to spend money on. But when I spend money I want to get real value for it.
I'd love to drive a Porsche, but instead I drive a Toyota. Goes everywhere a Porsche can go. Capable of going fast enough to land me in jail (if I was ever that dumb). Other than status and pride of ownership, it gives me everything a Porsche could... for about 1/8th the cost. Yeah, I'll stick with my Toyota.
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Yes, but I've tried buying the stuff and it didn't work out. So while I still "want" stuff I resist.
I have a tendency to overdue things. When I overdue buying stuff I feel pressure to fully utilize said purchases. I can buy more than I can sensibly use. Then when I can't, I feel worse than when I just "wanted" it.
Example: I have recently taken up casting bullets again after a 40 year hiatus. There aren't more than a couple of bullets per caliber that I really like and use. I find myself shopping for molds. I already have four .38 molds and three .41 molds. More than I need but I could easily buy a dozen more.
But then I would feel the need to use them all only to discover they are no more desirable than the ones I already have, which I selected out of experience. I would waste time working with new molds and testing new bullets to yield little in the way of results. Then they would sit on the shelf, mocking me. I'm going to have to have a "one mold in, one mold out" rule.
One of my long standing practices is to keep things consistent as much as possible over time. I have been shooting the same load in .38 for over 40 years. Every once in a while, due to curiosity or circumstance, I'll try something different. But not that often. So why do I have the urge to buy more molds?
All those cars and boats and cabins and guns and four wheelers et al need care and maintenance. It's a lot of work. It can also be a burden.
I have a tendency to overdue things. When I overdue buying stuff I feel pressure to fully utilize said purchases. I can buy more than I can sensibly use. Then when I can't, I feel worse than when I just "wanted" it.
Example: I have recently taken up casting bullets again after a 40 year hiatus. There aren't more than a couple of bullets per caliber that I really like and use. I find myself shopping for molds. I already have four .38 molds and three .41 molds. More than I need but I could easily buy a dozen more.
But then I would feel the need to use them all only to discover they are no more desirable than the ones I already have, which I selected out of experience. I would waste time working with new molds and testing new bullets to yield little in the way of results. Then they would sit on the shelf, mocking me. I'm going to have to have a "one mold in, one mold out" rule.
One of my long standing practices is to keep things consistent as much as possible over time. I have been shooting the same load in .38 for over 40 years. Every once in a while, due to curiosity or circumstance, I'll try something different. But not that often. So why do I have the urge to buy more molds?
All those cars and boats and cabins and guns and four wheelers et al need care and maintenance. It's a lot of work. It can also be a burden.
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Then I ain't going!
That's how my mother- and brother-in-law are, which is why they don't have anything. They live to squeeze a nickel into a dime. You need what you need; wants are another story.
As is obvious, there are several different opinions here.
Insofar as boating is concerned, I would buy a larger boat as 24' does not seem large enough for the nautical perils that could occur. However, I'd contact the USCG. They are the experts.
Many years ago, after I completed flight school, we were visiting with a neighbor who had just purchased some very nice furniture. I asked him about spending the big $$$. He said when you buy something, buy what you want and buy quality. Price may not be the most important factor to consider. The items will last you a long, long time and you will forget the price that you paid. He was right! Note-this also applies to firearms!
More recently, another close friend reminded me that in the funeral procession, the lead limousine does not have a U-Haul behind it with all of the cash, stock, bonds, etc. that you left behind!
Life is too short! Eat your dessert first!
Bill
Insofar as boating is concerned, I would buy a larger boat as 24' does not seem large enough for the nautical perils that could occur. However, I'd contact the USCG. They are the experts.
Many years ago, after I completed flight school, we were visiting with a neighbor who had just purchased some very nice furniture. I asked him about spending the big $$$. He said when you buy something, buy what you want and buy quality. Price may not be the most important factor to consider. The items will last you a long, long time and you will forget the price that you paid. He was right! Note-this also applies to firearms!
More recently, another close friend reminded me that in the funeral procession, the lead limousine does not have a U-Haul behind it with all of the cash, stock, bonds, etc. that you left behind!
Life is too short! Eat your dessert first!
Bill
OP
Ralph, I was not being boastful. Sorry if it came across that way. My point is I'll skimp on most anything if I think I can get by. My good friend owns two Snap On routes yet I buy Craftsman and Harbor Freight "junk". Buying a dishwasher, give me the noisy $299 model. I'll just wash dishes when I'm not home or in bed. Coffee???? Give me the WalMart dark roast. I'll add an extra scoop if it's not flavorful. It probably stems from growing up not having much and being one of five kids. My parents never owned a home when I was a kid……. BTW my wife likes my thriftiness until it affects her purchases lol.
Bald1, you sound like a friend of mine. While I don't count other people's money, based on what he buys for family members I don't think money is his problem.
A couple of years ago he was eying a low mileage 2016 Mazda Miata. He already had a 2012 that was in pretty good shape, but I know he wanted one with less mileage.
I told him to treat himself and buy it. He said that it was too much money and his current car was "Good enough."
Then it disappeared from the dealers listing and he told me "I should have bought it." I just laughed at him.
A month later the same car showed up at another dealership owned by the same dealer. This time he didn't hesitate and snagged it.
The moral of the story is if you want it and can afford it, buy it. There is nothing worse than pining over a "coulda, shoulda" item.
A couple of years ago he was eying a low mileage 2016 Mazda Miata. He already had a 2012 that was in pretty good shape, but I know he wanted one with less mileage.
I told him to treat himself and buy it. He said that it was too much money and his current car was "Good enough."
Then it disappeared from the dealers listing and he told me "I should have bought it." I just laughed at him.
A month later the same car showed up at another dealership owned by the same dealer. This time he didn't hesitate and snagged it.
The moral of the story is if you want it and can afford it, buy it. There is nothing worse than pining over a "coulda, shoulda" item.
I sympathize with You and also for You. I can buy what I want, but at 79 there isn't much I need. I wanted a Corvette and bought one. I want a new truck, but My 2003 Toyota 4Runner has 141K miles and is in great shape, so no new truck. I have no Heirs so My will will divide My estate amongst some friends and Organizations up here. If You have Heirs I'll bet They will spend Your money faster You could imagine. I don't know Your age but the only thing I can say now is enjoy what time You have left. Even if it costs real money.
OP
See this is where I get tripped up. Like everyone I want a lot of things. But I literally don't need anything. I have heirs. Wife, son , stepson. Possibly grand kid someday. But at 55 and in good health I don't make decisions based on that. I worked hard my whole life. I saved money. I retired at 53. I sacrificed and did without all my life. I'm having trouble breaking free from that mentality.
Y'all have convinced me...Made up my mind.. I'm gonna go buy a new truck. But not a F-350 or not a diesel this time. I just want a nice 4 wheel drive with 4 doors short bed big a** turbo 6(almost said Hemi). I actually want to get something that'll get around 20 mpg or better... I'm gonna make payments but going to do a collateral loan so it'll keep my money in de bankMy ol 2007 F-250 has 101 thousand on it...and gets maybe 14 mpg...on a good day...Since y'onvinced me...what's some of the best buys out there??...Anybody need a nice New Ithaca Double Grade 4 28 ga??
Well, of course, that's the most important point. Can you afford it? If your logic goes, "it will only add $X to the monthly payment on my credit card..." then you CANNOT afford it!
Too many people convince themselves that they can afford things that they really cannot. That's why the average credit card debt in this country is something like $9000.
First and most important rule of personal finance was written by Charles Dickens more than 150 years ago, in David Copperfield, when the character of Wilkins Micawber said, "Annual income twenty pounds, annual expenditure nineteen nineteen and six, result happiness. Annual income twenty pounds, annual expenditure twenty pounds nought and six, result misery."
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sigp220.45
US Veteran
I had a brother-in-law that was so cheap he would rub the skin off of onions before he bought them because they were sold by weight. Once I have him a dollar and said - there, now you never have to do that again. He put the buck in his pocket and kept right on rubbing off those skins. Showed me!
I have yet to see a Brinks Armored Truck in a funeral procession which tells me you are not taking your wealth to the next world.
So, BUY IT!.
So, BUY IT!.
