I decided a long, long time ago that my use of a defensive CC handgun was a last ditch, fighting on the ground, belly gun. I have preplanned and resolved any other issue associated with a private citizen CC situation. I'm not preventing a robbery of the Quik Trip, not stopping a carjacking, and not keeping a bank robber from stealing the bank's money, unless I or my family member is the victim. I am sorry if your loved one gets killed, but protecting them is not my job. I am confident that I can deal with any problem that may present itself in my chosen scenarios with a NAA .22 WMR, a Kel Tec P32, or a Kel Tec P3AT, along with a Benchmade automatic knife and a fairly vicious left elbow to the throat. Any of those guns or techniques can be used to resolve the issue, or help me fight my way to the big gun in my car or other area. I cannot envision a scenario, and there is not one to point to, where an innocent CCW holder/bystander had to reload and continue the fight. Don't resurrect the attic shooting, which is the only one known to man, and not applicable to me. If I'm at home, like that nice lady was, cover your ears and duck.