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You can get many opinions on this subject, but it all comes down to what a shooter can handle. That's a personal and objective thing based on skill level. There can be a significant difference in velocity between the factory loads the original poster mentioned, but how much this matters in a real life situation is subject to debate.
Probably the best thing to do is get a variety of ammunition and shoot them at targets, and not up real close like many people do, conveniently using the excuse that deadly encounters only happen at very short distances. If one can hit his target consistently at 25 yards, he'll have no trouble up closer. 25 yard shooting will blatantly point out a shooter's skill or lack of same and may be a determining factor regarding which ammunition to use.
Personally, I find .357 Magnum muzzle blast horrendous from a snubnose gun and the recoil is quite unpleasant as well. These are loadings best reserved for very experienced handgunners that shoot a lot and can take advantage of any alleged benefit provided by greater velocity.
Probably the best thing to do is get a variety of ammunition and shoot them at targets, and not up real close like many people do, conveniently using the excuse that deadly encounters only happen at very short distances. If one can hit his target consistently at 25 yards, he'll have no trouble up closer. 25 yard shooting will blatantly point out a shooter's skill or lack of same and may be a determining factor regarding which ammunition to use.
Personally, I find .357 Magnum muzzle blast horrendous from a snubnose gun and the recoil is quite unpleasant as well. These are loadings best reserved for very experienced handgunners that shoot a lot and can take advantage of any alleged benefit provided by greater velocity.